Reclaiming Your Property After an Upset Tax Sale
Navigating an upset tax sale and facing the risk of losing your home or property can be an overwhelming experience. However, in the face of this challenge, both hope and assistance are within reach. As a seasoned attorney, I want to emphasize that you don’t need to confront this distressing situation alone. Reclaiming your …
They Can Sue Me Where? Pennsylvania’s Business Registration Requirement Faces the U.S. Supreme Court
In some states, the mere act of registering to do business there may subject your business entity to a lawsuit, via a legal term called “personal jurisdiction.” One of those states is Pennsylvania, which prohibits corporations from doing business there until they register with the Pennsylvania Department of State.1 By statute, the Commonwealth further outlines …
Pennsylvania launches the “PA CARE Package”
(Updated as of April 13, 2020) Pennsylvania Attorney General Josh Shapiro has launched the “PA CARE Package”, a consumer relief initiative designed to provide relief for borrowers effected by COVID-19. “It gives you a 90-day grace period on mortgages, for consumer loans like auto loans, a 90-day window of relief from all those annoying fees …
COVID-19’s Impact on Landlords and Tenants
On March 22nd, the National Multifamily Housing Council issued a release asking all apartment owners and landlords to halt evictions for a period of 90 days for residents that can show a financial impact from COVID-19. The Council has also requested a 90-day pause on rent increases, and flexibility in payment plans. More information can …
COVID-19 and MORTGAGES
(As of March 23, 2020) During these unprecedented times, there are concerns not only about the public health, but also rapidly-growing concerns over how the COVID-19 pandemic will impact our national economy. Unemployment claims have jumped significantly in one week, leaving people to wonder how they are going to pay basic bills, like their mortgage …
Can you Protect your Claim in Bankruptcy?
Not all debts are dischargeable in bankruptcy. The key is to know which claims can be exempted from discharge and then what steps you, as a creditor, need to take to preserve your non-dischargeable claim.
The Importance Of Notarizing Loan Documents: “Wasn’t Me” Defense
By: Kristen Wetzel Ladd What happens in a situation where an obligor on a debt disputes that the signature on the loan document was that of the obligor? Further, assume that the signature on the loan document was notarized. Many creditors have their loan documents notarized precisely to avoid …
Builder Beware: Commonwealth v. Cutler?
sup {vertical-align:super;font-size:smaller;padding-right:2px;} A recent matter that has captured the attention of homebuilders and homeowners alike is the decision by the Pennsylvania Attorney General’s office (“AG”) to enter into the realm of home defects. Commonwealth of Pennsylvania v. The Cutler Group, Inc. d/b/a The David Cutler Group, (“Cutler”),1 is a case recently filed by the …
Recovery of Attorney Fees
By: John Fiorillo Litigation is expensive. The highest cost associated with litigation is usually the attorney’s fees. The costs of litigation is often a substantial factor in the decision to litigate as well as ultimately settle a case. As a consequence, the ability to recover costs and, in particular, attorney’s fees is of critical …
New Form Act 6/91 Notice as of September 1, 2016
By: Kristen Wetzel Ladd The link below is a new form of the combined Act 6/91 pre-foreclosure notice, which must be sent at least 33 days (30 days plus 3 days for mailing) before commencing an owner-occupied residential mortgage foreclosure, or executing on a “residential mortgage obligation” (which can include a money judgment …