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Author Archives: Kristen Wetzel Ladd

New Form Act 6/91 Notice as of September 1, 2016

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By: Kristen Wetzel Ladd The link below is a new form of the combined Act 6/91 pre-foreclosure notice, which must be sent at least 33 days (30 days plus 3 days for mailing) before commencing an owner-occupied residential mortgage foreclosure, or executing on a “residential mortgage obligation” (which can include a money judgment …

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Execution on a Confessed Judgment Against Personal Property

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By: Kristen Wetzel Ladd Pennsylvania law provides for two alternative methods of execution on a confessed judgment against personal property.[1] After judgment has been confessed and the creditor wants to proceed with execution, the creditor must decide whether to proceed with the 30 day notice procedure under Pennsylvania Rule 2958.1 or proceed with …

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The Utility of Confessed Judgments

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By: Kristen Wetzel Ladd Pennsylvania is one of the few states that allows judgment to be entered by confession in connection with a commercial credit transaction. Obtaining judgment by confession is desirable for a creditor in that it is usually easier, faster, and less costly than acquiring judgment through normal litigation procedures. …

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Debtors that Transfer Assets so that there is Nothing Left

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By: Kristen Wetzel Ladd For a creditor, obtaining a judgment against a debtor is only the first step to recovering a debt owed.  Executing on that judgment is the next, trickier step to satisfying the debtor’s obligation.  The creditor must find the debtor’s assets in order to levy, attach, and garnish them.  However, …

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Preparing for Your First Domestic Relations Support Conference

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For many separated couples the first step on the road to divorce is a domestic relations conference for spousal and child support. Even before a complaint for divorce is filed, many dependent spouses will file a complaint with the county domestic relations office for both spousal and child support. When you receive a domestic relations …

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