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Uninsured Motorist

Auto insurance: uninsured and underinsured motorist coverage

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By: Stephen P. Lagoy When someone asks, “How much insurance coverage do you have,” most people respond with the limits of their liability coverage. This coverage protects you from claims and lawsuits by others for automobile-related injuries that you may have caused. In essence, liability insurance protects other people from your negligence.  There is …

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Auto insurance: full tort vs. limited tort

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By: Stephen P. Lagoy Selecting “full tort” coverage gives you the unlimited right to sue for automobile-related non-economic damages such as pain and suffering caused by the carelessness of another driver. In contrast, “limited tort” coverage allows you to sue for these damages only if you suffer a “serious injury”. Under the law, “serious …

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Auto Insurance: what’s the best protection for you and your family?

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By: Stephen P. Lagoy You and your family are at risk from automobile-related injuries if you don’t have both full tort and uninsured/underinsured motorist coverages at the maximum permissible levels under your policy.  Many people decline these coverages because they believe that, by doing so, they will reduce the cost of their automobile insurance.  …

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West Chester, PA
17 West Gay Street
P.O. BOX 515
West Chester, PA 19380
(610) 692-1371
Phoenixville, PA
120 Gay Street
P.O. Box 289
Phoenixville, PA 19460
(610) 933-8069